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Are you being more frugal?
ElmerFusco
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Posts: 8331
Registered: 05-20-2007



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Amazed at how some people still throw so much money away on things they don't need.  I'm looking at everything, it's a matter of not spending faster than we earn.  Debt reduction is my priority for 2009.  Thank God I don't have the burden of expensive addictive vices.
10-27-2008 01:44 PM
 

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Re: Are you being more frugal?
gizzobaby
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Registered: 12-03-2007


gizzobaby

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i rarely ever buy things i don't need. i used to be really bad with my money. but i need it for my future now, so i need to spend smarter and save lots....

 

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10-27-2008 01:47 PM
 

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Re: Are you being more frugal?
lilywhy
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lilywhy

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I definitely am.  Earlier this year, my son's SSI was discontinued, and I am still trying to get them to reinstate it.  Losing that took away a quarter of our family income.  I had honestly expected it to be reinstated a few months ago, but still no word.
 
I have always been pretty frugal out of necessity, but I had been able to ease up for a couple of years.  Now, it's back to pinching pennies on everything.  Once I get back in the swing of it, it's not bad; it becomes kind of like a game.  And it sure makes me feel more in control of my life.

 

What I lack in youth, I make up for in cynicism.
10-27-2008 01:53 PM
 

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Re: Are you being more frugal?
GrayReb
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Registered: 09-23-2007



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Always have been, always will be, which is why I'm debt free. 
 
ElmerFusco: Interesting that you bring up this subject.  I just read in the L.A. Times this morning that our "economic crisis" may be the cure for our frenzied consumer society, due to the fact that many Americans are tightening their belts.  Statistics show that consumer spending accounts for more than two-thirds of our economy.  However, much of what we purchase comes from other countries, but those countries don't buy nearly as much of our products in return.
 
The article goes on to day that "it's in our culture to spend a lot!  So, we've been pegged as big spenders.  Now's the time to buckle-up the way our parents and grandparents did.  More isn't better; learning to live with less IS.

 

I'm only the messenger
10-27-2008 01:54 PM
 

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Re: Are you being more frugal?
XOChobeXO
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Registered: 08-21-2008


XOChobeXO

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I've been trying not to be too frugal because as I see it retail businesses need my money now more than ever. I'm not going overboard and I'm not buying anything I don't need but I won't hesitate to purchase something if I know I can pay it off on my next credit card bill or if I can pay for it with cash on hand.
But I don't buy and spend money like I did about a year ago.

If we all stop spending our monies we will sink into a deep recession.
Like J. F. Kennedy said "The only thing you have to fear is fear itself".
I do believe that is true.
I hope everyone has enough money to pay for the necessities, savings and a little extra for fun. We'll get through this.

10-27-2008 02:00 PM
 

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Re: Are you being more frugal?
ElmerFusco
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I am happy with a simple life style.  No hi def tv or new gadgets.  I really don't want it.  I have a nice car, adequate furniture, basic clothes, and a little novelty.  I don't have to own a lot of DVDs.
I learned from mistakes and I am optimistic.
10-27-2008 02:05 PM
 

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Re: Are you being more frugal?
twocents
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twocents

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I have always been very careful with my money, and feel fortunate that I don't have to change any habits or my lifestyle to maintain the way we've always lived. :smileyhappy:

 

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10-27-2008 02:05 PM
 

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Re: Are you being more frugal?
ElmerFusco
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If some of the sleazy businesses would fold up, it wouldn't be much of a loss.
10-27-2008 02:06 PM
 

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Re: Are you being more frugal?
gizzobaby
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gizzobaby

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twocents wrote:
I have always been very careful with my money, and feel fortunate that I don't have to change any habits or my lifestyle to maintain the way we've always lived. :smileyhappy:



that's great TC.:smileyhappy:
 
i wish i would have learned these habits years ago.

 

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10-27-2008 02:07 PM
 

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Re: Are you being more frugal?
daniel01
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daniel01

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ElmerFusco wrote:
Amazed at how some people still throw so much money away on things they don't need.  I'm looking at everything, it's a matter of not spending faster than we earn.  Debt reduction is my priority for 2009.  Thank God I don't have the burden of expensive addictive vices.


 It  has  always  amazed  me  how  some  people  waste,,this  is  one  time  in  my  life  that  it  pays  me  to  be   " poor"  [money-wise  anyway],,,,,, I  dont  have  the  burden  of  having  a  lot  of  money  to  lose,  but  I  do  feel  for  those  who   do  have, and  came  by  it  honestly,,,I  thank  God  that  if  I  have  to  I  can  survive  without  it:smileyhappy:

 

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10-27-2008 02:11 PM
 

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